SIMPLE IRA
A small employer retirement plan with lower limits and less paperwork than a 401(k).
Where it is explained in full
Compounding, and why the early years look boring. Growth on growth. The arithmetic is simple, the patience it asks for is not, and the usual illustrations hide a few assumptions worth naming out loud.
Break even and runway: two numbers every owner should be able to say aloud. How many sales before the business stops losing money, and how many months of cash are left if nothing changes. Both are simple. Both are routinely unknown.
Unit economics: does one sale make money before you count the rent. What a customer costs to win, what they pay, how long they stay, and how long until they have paid you back. Simple framework, and most of the mistakes come from what people leave out of each number.
A definition says what a thing is; it never says whether it fits you. The guides explain how it works and name the professional who confirms it for a particular person. The No Advice Disclosure.
Ask about SIMPLE IRA
A model reads this page and answers from it. It will say when the answer is not on the page. Education, not personalized advice.